Indonesia Conference Directory

Financial technology is very important to improve banking performance in carrying out its business activities. The purpose of this research is to determine the role of financial technology in improving the financial performance of a banking company in Indonesia. The method used in this research is a survey. Based on the results of the study, it is known that the role of financial technology related to the payment, transfer, clearing and settlement systems in the first quarter of 2015 to the fourth quarter of 2017 can improve banking financial performance with the loan to deposit ratio level in healthy criteria. So as to continue to improve financial performance, banks are expected to make continuous improvements for the technology used and always innovate the banking product to satisfy the public as customers.